Your Debt Solutions Experts
BDO Antigonish

1-273 Main St.
Antigonish, Nova Scotia
B2G 2C3
Phone: (902) 539-9850

No More Debt: How to Attend a Wedding on a Budget

No longer is attending a wedding a simple, check-yes-and-attend kind of event. Weddings have taken on a life of their own, and can be a financial burden — not only for newlyweds, but for wedding guests too. Attend a wedding or two in the near future? You can say “no” to more debt. Here’s how.

Pick and choose what pre-wedding events to attend

Many weddings include multiple parties in addition to the big day. An engagement party, bridal shower, and bachelorette or bachelor parties are common. But, some couples are even doing here-and-there parties — as in, a bachelor party in their hometown, and then another party at the wedding venue destination.

Our best advice: budget well in advance if you want to attend all of the events.

Be honest with yourself and the happy couple. If you can’t afford to do it all, gently say “no.” It’s not worth adding more debt to your bottom line.

Stretch your wardrobe

Imagine you’re attending more than one wedding. One online retailer estimates the average cost of wedding guest attire to be between $300 and $400. Those costs could rise, and accessories can quickly add to your overall expense.

Our best advice: look for common-sense ways to save.

Some savvy shoppers have figured out that renting may be more affordable. For others, planning ahead is key: buying a basic goes-with-anything dress or suit, and only switch out accessories across weddings can save you.

That little black dress or suit may even make its way into your work wardrobe.

Be prepared for out-of-town expenses

Consider this: the average cost of a hotel is $120-$170 a night. Add incidental expenses like meals and Uber or cab fare, and you can see how quickly your expenses for an out-of-town wedding can add up.

Costs for accommodations can be easily overlooked since they’re typically put on a credit card. Not a good idea if you don’t plan to pay off your credit card balance immediately.

Nova Scotia has no lack of breathtaking wedding venues that guests would be lucky to see. But a summer with out-of-town weddings could put you in credit card debt despair (see this debt calculator to get the tears flowing).

Our best advice: build these costs into your budget so you can pay for your accommodations out of pocket. Or consider a cheaper accommodation like an Airbnb or staying with local friends or family.

Book a Free Consultation